High Net Worth Mortgages
FCA defines HNWM as for those earning £300k+ or £3M+ assets, offering £1M+ loans.
What Makes a High Net Worth Mortgage Broker Stand Out?
Conventional lenders may falter in meeting the unique needs of high net worth clients. Mel Richards Wealth excels in sourcing tailored mortgage solutions from an extensive network, prioritising personalised attention for each case.
Mel Richards Wealth offers tailored mortgage solutions for UK high net worth individuals, utilising diverse assets beyond conventional income sources. From unburdened properties to investment portfolios, we collaborate with lenders who appreciate your complete financial portfolio’s value.
High net worth mortgages provide exceptional flexibility, enabling clients to utilise assets without sacrificing liquidity. With asset-backed mortgages secured against valuable assets like stocks or portfolios, Mel Richards Wealth enables clients to access customised mortgage products.
Characterizing High Net Worth Individuals
Do you earn more than £300,000 per year or have net assets exceeding £3,000,000?
Congratulations! You meet the Financial Conduct Authority’s (FCA) criteria as a High Net Worth Individual. Mel Richards Wealth can help you utilise this status to access tailored mortgage products fitting your affluent lifestyle.
Our Mortgage Products
High Net Worth
Residential
Self Employed
Speciality
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